Finance
Hot Tub Finance & Flexible Payment Options
Enjoy your hot tub sooner with flexible finance
Heavenly Hot Tubs works with a panel of established lenders to offer several payment options. Availability, deposit requirements, interest rates and repayment terms will depend on the product selected, the lender and your individual circumstances.
Use our finance calculator to explore the available options, or speak to our team for help understanding the application process.
How does the finance application work?
- Choose your hot tub, swim spa or sauna.
- Use the calculator to review illustrative monthly payments.
- Select your preferred deposit and repayment term.
- Complete a secure application with the relevant lender.
- If approved, we will confirm your order and arrange the next steps.
Submitting a full finance application may involve a hard credit search. The lender will explain this before you proceed.
A finance quotation or calculator result does not guarantee acceptance. All applications are subject to status, affordability assessment, lender approval and applicable terms and conditions.
Use our finance calculator
Enter the purchase price and your preferred deposit to compare the available repayment terms.
The calculator provides an illustration only. Your actual interest rate, monthly payment and total amount repayable will be confirmed by the lender following a full assessment.
Things to consider before applying
Before entering into a finance agreement, consider:
- Whether the monthly payments will remain affordable throughout the full term
- The total amount you will repay
- The interest rate and length of the agreement
- The deposit required
- What could happen if your circumstances change
- Any early-settlement conditions or additional charges
Please read your pre-contract information and credit agreement carefully before signing.
Frequently Asked Questions
Can I pay a deposit?
Yes. The minimum and maximum deposit will depend on the finance product selected. Paying a larger deposit can reduce the amount borrowed and your monthly repayments.
Can installation and accessories be included?
This will depend on the items purchased and the lender’s criteria. Our team can confirm what may be included before you apply.
Will applying affect my credit score?
A full application may involve a hard credit search, which will appear on your credit file. The lender will provide further information before the application is submitted.
Can I repay the agreement early?
You may be able to settle your agreement early. Any conditions or charges will be explained in your credit agreement or by the lender.
Is finance guaranteed?
No. Finance is subject to status, affordability, credit assessment and lender approval. Terms and conditions apply.
Ready to explore your options?
Browse our hot tub collection or contact our team to discuss your chosen product and the finance application process.